{"text_format":"1","workbook":"xlsx","n_sheets":55,"sheets":["ChangeLog","RangeNames","MortalityFertility","Mortality","Fertility","Immigration2","Immigration","New Lives","NewWorkLives","BenefitCalc","Emp Civ Labor Force","Retire2","RetiredLives","Annual Income Grow","AnnualIncomeGrow","Earn by Age","TotalCont(2)","Retirement Rate","Benefit2 Experiments","Benefit2","PIAadjust","Benefit","R62","R63","R64","R65","R66","R67","R68","R69","R70","Contribution","AggregatedCont","MeanIncomeRaw","WageIndex+Base+COLA","MeanIncomeDist","2011 Income-Age Dist","Index Factor","IncomeDistr","LowIncDistr","MidIncDistr","HiIncDistr","LifetimeEarn","IndexLifetimeEarn","Adjusted Benefit","AggregatedBenefit","Benvs.Con","Mess with Seniors","Variable Rates","Inflation","EmploymentRate","smorgasbord","Datasbord","Study117","Variables"],"not_rendered":{"charts":9,"images":0,"macros":1,"external_links":1,"defined_names":10,"comments":4,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":6,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"ChangeLog","index":0,"n_rows":78,"n_cols":5,"rows_kept":69,"cut":true,"hidden":false,"merged":[],"bounds":{"rows_first":31,"rows_last":7,"rows_between":31,"halvings":6}}
["Date","Person","Notes"]
["2012-12-05","MW","Deleted hidden indexed income. (I made it previously as a test sheet)"]
[null,null,"Added FlipSelection Macro.  Filetype changed to .xlsm"]
[null,null,"Created Mean Income Raw.  Copied data from Mean income by age 12-5.xlsx (modified to include combined gender avg)"]
[null,null,"Created WageIndex+Base.  Included projections based on wage inc projection."]
[null,null,"Removed wage index series from Index Factor, replaced with reference to WageIndex+Base."]
[null,null,null,"Replaced index series reference in IncomeDistr."]
[null,null,"Created Contribution.  Notice unlike TotalCont(2) it gives individual rather than aggregated contribution values."]
[null,null,null,"Fixed total contribution formula in Benvs.Cont and replaced reference to Contribution."]
[null,null,null,"Aggregated Benefits needs work!"]
["2012-12-06","MW","Decreased values in Contribution by 0.018, which resulted in total contribution in BenvsCon. to be closer to true value."]
[null,null,"Created AggregatedCont and AggregatedBenefit.  Made reference in Benvs.Con."]
[null,null,"Extended years for LifetimeEarn and IndexLifetimeEarn"]
["2012-12-07","Michelle","Added a tab called smorgasbord because it has a bunch of data that can be used."]
[null,null,"It contains the following:"]
[null,null,null,"Average percent wage changes for the different age groups, over the past 20-50 years."]
[null,null,null,"Percent of people working age 62+."]
[null,null,null,"Percent of people receiving benefits age 62+."]
[null,null,null,"Total population working for age groups; this can be used to find the employment rate and with "]
[null,null,null,null,"total population and working population, this can calculate the employment rate. We can take the "]
[null,null,null,null,"average employment rate over the past 20 years and apply it to the model."]
[]
["2012-12-09","Matt","Added tabs for Mortality and Fertility that are read year to year."]
[null,null,"Hid old Mortality Fertility Tab"]
[null,null,"Looking for way to introduce changes over time to data"]
["2012-12-11","Katie","Added Percentage of people working to the new working lives tab for people 62+"]
[null,null,"Worked with data for percent of people collecting benefits ages 62+, but didn’t integrate it in the model because I need help with what the formulas are currently doing"]
[null,null,"Looked into how we could change our unemployment rates at each age range based on Michelle's data in \"smorgasbord\""]
[null,"MW","Smoothed out 2011 income distribution in 2011 Income-Age Dist and value-pasted them into IncomeDist"]
[null,null,"Added RetiredLives"]
[null,null,"Calculated annual Benefit numbers in Benefit and used RetiredLives to calculate AggregatedBenefit"]
[null,"Matt","Added ability to shift fertility and Mortality Rates over time"]
[null,"MW","Created Index Factor2, building index factors by (year - t)"]
[null,null,"Changed formula for LifetimeEarn with Vlookups"]
[null,null,"Fixed IndexLifetimeEarn, "]
[null,null,"Added rounding functions to Benefit"]
[null,null,"PIA is changed by a factor depending on year of retirement.  This is not currently implemented."]
[null,null,"Added COLA to renamed WageIndex+Base+COLA"]
[null,null,"Deleted Index Factor and renamed Index Factor2 to Index Factor"]
[null,null,"The Lives values are not rounded when used."]
[null,null,"COLA has not been applied to AggregatedBenefit."]
[null,null,"Changed RetiredLives by using % collecting values from smorgsbord."]
[null,null,"Edited Benefit so that the years without full 420 months of income used the correct number of months"]
["2012-12-31","MW","Added Adjusted Benefit, which applies COLA."]
[null,null,"Need to calculate retired population weights."]
[null,null,"Added Immigration based on 2011 values."]
[null,null,"Added immigrants to New Lives."]
[null,null,"Older immigrants currently collect benefits.  They shouldn't."]
["2013-01-23","MW","Added two macros for creates tables: Table1951 and Table2012"]
["2013-01-29","MW","Assuming everyone retires at 65, altered formula in AggregatedBenefit to use AdjustedBenefit values."]
[null,null,"Where to round off population values to integers?  Earlier or later?"]
["2013-01-30","MW","Attempt to get retirement rates in smorgsbord"]
[null,null,"Added Retire62 tracking retirees who retire at 62"]
[null,null,"Check Benefit PIA rounding value (0.1)"]
["2013-01-31","MW","Replaced pre-62 Employment values with extrapolated value from smorgasbord"]
["2013-02-02","Matt","Added R62 through R70"]
["2013-02-05","MW","Adjustted Datasbord employment % values."]
[null,null,"Adjusted Employment values."]
[null,null,"Added PIAadjust, which includes reduction and credit factors"]
[null,null,"Added four rows of formula for Benefit2"]
[null,null,"Added RangeNames, changed some formula to use range names and MATCH function"]
[null,"MW","Added more rows for Benefit2"]
["2013-02-17","Matt","Dragging formula down in Benefit2 doesn't work."]
[null,null,"Made sheet Retirement rate that keeps track of retirement rate (im clever at naming things)"]
[null,null,"pasted in past retirement levels"]
[null,null,"started changing references smorgasbord"]
[null,null,"considering using real data for 2012 and spplying COLA from there (might completely diverge from current projections, which appear accurate)"]
["2013-02-20","Matt","Did linear interpolation on benefits"]
[null,null,"Runs out earlyish :("]

{"sheet":"RangeNames","index":1,"n_rows":8,"n_cols":3,"rows_kept":8,"cut":false,"hidden":false,"merged":[]}
["Name","Location","Description"]
["benadj","PIAadjust","Adjustment factors for early/late retirement benefit amount"]
["birthyear","PIAadjust","Year of birth index"]
["indexyr","WageIndex+Base+COLA","Year for wage/base/cola index"]
["COLA","WageIndex+Base+COLA","COLA factors"]
["mort","Mortality","Mortality array"]
["mrtage","Mortality","Mortality age index"]
["mrtyr","Mortality","Mortality year index"]

{"sheet":"MortalityFertility","index":2,"n_rows":124,"n_cols":17,"rows_kept":69,"cut":true,"hidden":false,"merged":[[0,2,0,4],[0,6,0,7],[0,14,0,16]],"bounds":{"rows_first":31,"rows_last":7,"rows_between":31,"halvings":6}}
["Exact",null,"Mortality Table",null,null,null,"Survival Table",null,null,"Survival Rates used to find ",null,"Cells Referenced in ",null,"Fertility","Data for Fertility Rate"]
["Age",null," Male","Female","Average of M&F",null,null,null,null,"population at each age",null,"What If Function",null,"For Population","Age of Mother","Birth Rate Per 1000 Births","BR for W"]
[0,null,7.3790000000000001E-3,6.0959999999999999E-3,6.7375000000000004E-3,null,{"$f":"1-E3","v":0.99326250000000005},{"$f":"G3","v":0.99326250000000005},null,{"$f":"H3*$L$4","v":4042958.2245382834},null,"Age 0-4",null,0,"10 to 14 years old",0.6,{"$f":"P3/1000","v":5.9999999999999995E-4}]
[1,null,4.9399999999999997E-4,4.3399999999999998E-4,4.64E-4,null,0.99953599999999998,{"$f":"G4*H3","v":0.99280162620000001},null,{"$f":"H4*$L$4","v":4041082.2919220971},null,4070382.4261343633,null,0,"15 to 19 years old",41.5,{"$f":"P4/1000","v":4.1500000000000002E-2}]
[2,null,3.1700000000000001E-4,2.5599999999999999E-4,2.8649999999999997E-4,null,0.99971350000000003,{"$f":"G5*H4","v":0.99251718853409376},null,{"$f":"H5*$L$4","v":4039924.5218454618},null,"Total Pop 0-4",null,0,"20 to 24 years old",103,0.10299999999999999]
[3,null,2.41E-4,1.92E-4,2.165E-4,null,0.99978350000000005,0.99230230856277613,null,{"$f":"H6*$L$4","v":4039049.8781864825},null,20201362,null,0,"25 to 29 years old",115.1,0.11509999999999999]
[4,null,2.0000000000000001E-4,1.4799999999999999E-4,1.74E-4,null,0.99982599999999999,0.99212964796108616,null,{"$f":"H7*$L$4","v":4038347.0835076775},null,"Age 5-9",null,0,"30 to 34 years old",99.3,9.9299999999999999E-2]
[5,null,1.7899999999999999E-4,1.36E-4,1.5749999999999998E-4,null,0.99984249999999997,0.9919733875415323,null,{"$f":"H8*$L$8","v":4070833.6396823497},null,4103773.0354554602,null,0,"35 to 39 years old",46.9,4.6899999999999997E-2]
[6,null,1.66E-4,1.2799999999999999E-4,1.47E-4,null,0.99985299999999999,0.99182756745356371,null,{"$f":"H9*$L$8","v":4070235.2271373165},null,"Total Pop 5-9",null,0,"40 to 44 years old ",9.8000000000000007,9.8000000000000014E-3]
[7,null,1.5200000000000001E-4,1.22E-4,1.37E-4,null,0.99986299999999995,0.99169168707682254,null,{"$f":"H10*$L$8","v":4069677.6049111984},null,20348657,null,0,"45 to 54 years old",0.7,6.9999999999999999E-4]
[8,null,1.3300000000000001E-4,1.15E-4,1.2400000000000001E-4,null,0.99987599999999999,0.99156871730762497,null,{"$f":"H11*$L$8","v":4069172.9648881895},null,"Age 10-14",null,0,"55 and Older",0,0]
[9,null,1.08E-4,1.06E-4,1.07E-4,null,0.99989300000000003,0.99146261945487313,null,{"$f":"H12*$L$8","v":4068737.5633809464},null,4172697.338970873,null,0]
[10,null,8.8999999999999995E-5,1E-4,9.4499999999999993E-5,null,0.9999055,0.99136892623733464,null,{"$f":"H13*$L$12","v":4136682.480448938},null,"Total Pop 10-14",null,2.9999999999999997E-4]
[11,null,9.3999999999999994E-5,1.02E-4,9.7999999999999997E-5,null,0.99990199999999996,0.99127177208256334,null,{"$f":"H14*$L$12","v":4136277.0855658539},null,20677194,null,2.9999999999999997E-4]
[12,null,1.45E-4,1.2E-4,1.325E-4,null,0.99986750000000002,0.99114042857276241,null,{"$f":"H15*$L$12","v":4135729.0288520162},null,"Age 15-19",null,2.9999999999999997E-4]
[13,null,2.52E-4,1.5699999999999999E-4,2.0449999999999998E-4,null,0.99979549999999995,0.99093774035511928,null,{"$f":"H16*$L$12","v":4134883.2722656163},null,4457064.1477254266,null,2.9999999999999997E-4]
[14,null,4.0099999999999999E-4,2.0900000000000001E-4,3.0499999999999999E-4,null,0.999695,0.99063550434431091,null,{"$f":"H17*$L$12","v":4133622.1328675747},null,"Total Pop 15-19",null,2.9999999999999997E-4]
[15,null,5.6300000000000002E-4,2.6699999999999998E-4,4.15E-4,null,0.99958499999999995,0.990224390610008,null,{"$f":"H18*$L$16","v":4413493.6295911251},null,22040343,null,2.0750000000000001E-2]
[16,null,7.1900000000000002E-4,3.2299999999999999E-4,5.2099999999999998E-4,null,0.99947900000000001,0.9897084837025002,null,{"$f":"H19*$L$16","v":4411194.1994101079},null,"Age 20-24",null,2.0750000000000001E-2]
[17,null,8.7299999999999997E-4,3.6900000000000002E-4,6.2100000000000002E-4,null,0.99937900000000002,0.98909387473412091,null,{"$f":"H20*$L$16","v":4408454.8478122745},null,4383625.5700101573,null,2.0750000000000001E-2]
[18,null,1.0169999999999999E-3,4.0099999999999999E-4,7.0899999999999999E-4,null,0.99929100000000004,0.98839260717693445,null,{"$f":"H21*$L$16","v":4405329.2533251755},null,"Total Pop 20-24",null,2.0750000000000001E-2]
[19,null,1.1479999999999999E-3,4.2200000000000001E-4,7.85E-4,null,0.99921499999999996,0.98761671898030057,null,{"$f":"H22*$L$16","v":4401871.0698613152},null,21585999,null,2.0750000000000001E-2]
[20,null,1.2849999999999999E-3,4.4099999999999999E-4,8.6299999999999994E-4,null,0.99913700000000005,0.98676440575182067,null,{"$f":"H23*$L$20","v":4325605.6806295589},null,"Age 25-29",null,5.1499999999999997E-2]
[21,null,1.4120000000000001E-3,4.6299999999999998E-4,9.3749999999999997E-4,null,0.99906249999999996,0.98583931412142833,null,{"$f":"H24*$L$20","v":4321550.4253039686},null,4306527.6690019984,null,5.1499999999999997E-2]
[22,null,1.493E-3,4.8299999999999998E-4,9.8799999999999995E-4,null,0.99901200000000001,0.98486530487907642,null,{"$f":"H25*$L$20","v":4317280.733483769},null,"Total Pop 20-24",null,5.1499999999999997E-2]
[23,null,1.513E-3,4.9899999999999999E-4,1.0059999999999999E-3,null,0.99899400000000005,0.98387453038236816,null,{"$f":"H26*$L$20","v":4312937.5490658842},null,21101849,null,5.1499999999999997E-2]
[24,null,1.487E-3,5.13E-4,1E-3,null,0.999,0.98289065585198576,null,{"$f":"H27*$L$20","v":4308624.6115168184},null,"Age 30-34",null,5.1499999999999997E-2]
[25,null,1.446E-3,5.2800000000000004E-4,9.8700000000000003E-4,null,0.99901300000000004,0.9819205427746599,null,{"$f":"H28*$L$24","v":4228667.986220533},null,4095320.7355118021,null,5.7549999999999997E-2]
[26,null,1.4120000000000001E-3,5.44E-4,9.7800000000000014E-4,null,0.99902199999999997,0.98096022448382625,null,{"$f":"H29*$L$24","v":4224532.3489300096},null,"Total Pop 30-34",null,5.7549999999999997E-2]
[27,null,1.389E-3,5.6300000000000002E-4,9.7600000000000009E-4,null,0.99902400000000002,0.98000280730473011,null,{"$f":"H30*$L$24","v":4220409.2053574538},null,19962099,null,5.7549999999999997E-2]
[28,null,1.3879999999999999E-3,5.8500000000000002E-4,9.8649999999999996E-4,null,0.9990135,0.97903603453532395,null,{"$f":"H31*$L$24","v":4216245.771676369},null,"Age 35-39",null,5.7549999999999997E-2]
[30,null,1.428E-3,6.4199999999999999E-4,1.0349999999999999E-3,null,0.99896499999999999,0.97703639631411632,null,{"$f":"H33*$L$28","v":4001277.4131749272},null,"Total Pop 35-39",null,4.965E-2]
[32,null,1.487E-3,7.2099999999999996E-4,1.1039999999999999E-3,null,0.99889600000000001,0.97491786515195022,null,{"$f":"H35*$L$28","v":3992601.3485776805},null,"Age 40-44",null,4.965E-2]
[35,null,1.6509999999999999E-3,8.9599999999999999E-4,1.2734999999999999E-3,null,0.99872649999999996,0.97138270370588764,null,{"$f":"H38*$L$32","v":4047729.4836452045},null,20890964,null,2.3449999999999999E-2]
[39,null,2.14E-3,1.2600000000000001E-3,1.7000000000000001E-3,null,0.99829999999999997,0.96549930269013573,null,{"$f":"H42*$L$32","v":4023213.4863305376},null,22708591,null,2.3449999999999999E-2]
[41,null,2.526E-3,1.506E-3,2.016E-3,null,0.99798399999999998,0.96177028331213488,null,{"$f":"H44*$L$36","v":4188228.8973138775},null,4821402.7135391366,null,4.9000000000000007E-3]
[44,null,3.2569999999999999E-3,1.9849999999999998E-3,2.6210000000000001E-3,null,0.99737900000000002,0.95484056490450631,null,{"$f":"H47*$L$36","v":4158051.9960426842},null,"Age 55-59 ",null,4.9000000000000007E-3]
[45,null,3.5430000000000001E-3,2.1740000000000002E-3,2.8584999999999999E-3,null,0.99714150000000001,0.95211115314972683,null,{"$f":"H48*$L$40","v":4572765.2106269663},null,4390258.4438817957,null,3.5E-4]
[48,null,4.6030000000000003E-3,2.794E-3,3.6985000000000004E-3,null,0.99630149999999995,0.94242400970209328,null,{"$f":"H51*$L$40","v":4526240.1464040019},null,"Age 60-64",null,3.5E-4]
[52,null,6.4999999999999997E-3,3.7820000000000002E-3,5.1409999999999997E-3,null,0.99485900000000005,0.92528462854466764,null,{"$f":"H55*$L$44","v":4461169.8188613122},null,"Age 65-74",null,0]
[54,null,7.456E-3,4.3179999999999998E-3,5.8869999999999999E-3,null,0.99411300000000002,0.9147682535955175,null,{"$f":"H57*$L$44","v":4410466.1401448855},null,"Total Pop 65-74",null,0]
[57,null,9.1739999999999999E-3,5.3660000000000001E-3,7.2700000000000004E-3,null,0.99273,0.89630105443008545,null,{"$f":"H60*$L$48","v":3934993.2724718396},null,2488877.8391612433,null,0]
[61,null,1.2315E-2,7.6239999999999997E-3,9.9694999999999992E-3,null,0.99003050000000004,0.86493419102201541,null,{"$f":"H64*$L$52","v":3402936.9905282967},null,2533098.6015672409,null,0]
[64,null,1.5453E-2,9.8219999999999991E-3,1.2637499999999999E-2,null,0.98736250000000003,0.83490360120388596,null,{"$f":"H67*$L$52","v":3284786.7242996674},null,null,null,0]
[65,null,1.6722999999999998E-2,1.0697999999999999E-2,1.3710499999999999E-2,null,0.98628950000000004,0.82345665537958013,null,{"$f":"H68*$L$56","v":2366353.6930054044},null,null,null,0]
[67,null,1.9732E-2,1.2832E-2,1.6281999999999998E-2,null,0.98371799999999998,0.79795672064259582,null,2293074.9547232487,null,{"$f":"SUM(J3:J7)","v":20201362},null,0]
[70,null,2.5579000000000001E-2,1.7163000000000001E-2,2.1371000000000001E-2,null,0.97862899999999997,0.75209140283128117,null,2161272.5538626458,null,"Sum 10-14",null,0]
[74,null,3.6519000000000003E-2,2.5146999999999999E-2,3.0832999999999999E-2,null,0.969167,0.6738467845997681,null,1936422.2959889141,null,"Sum 20-24",null,0]
[76,null,4.3986999999999998E-2,3.0658999999999999E-2,3.7322999999999995E-2,null,0.962677,0.62673225172272251,null,1559860.01240031,null,"Sum 25-29",null,0]
[79,null,5.8434E-2,4.1132000000000002E-2,4.9783000000000001E-2,null,0.95021699999999998,0.54522334264437378,null,1356994.2949009992,null,{"$f":"SUM(J33:J37)","v":19962099},null,0]
[83,null,8.6923E-2,6.2970999999999999E-2,7.4947E-2,null,0.92505300000000001,0.41729217609573449,null,1038589.2495400447,null,{"$f":"SUM(J43:J47)","v":20890964},null,0]
[86,null,0.117063,8.7712999999999999E-2,0.10238800000000001,null,{"$f":"1-E89","v":0.89761199999999997},0.31177447065647629,null,789755.47562428692,null,"Sum 50-54",null,0]
[87,null,0.12940699999999999,9.8063999999999998E-2,0.11373549999999999,null,0.88626450000000001,0.27631464534912664,null,699932.24172642082,null,{"$f":"SUM(J53:J57)","v":22298124.999999996},null,0]
[91,null,0.191354,0.15129999999999999,0.17132700000000001,null,0.82867299999999999,0.14534855788851317,null,368182.22872720787,null,{"$f":"SUM(J63:J67)","v":16817924},null,0]
[92,null,0.209867,0.167602,0.1887345,null,0.81126549999999997,0.11791627048970357,null,298693.53987949266,null,"Sum 65-74",null,0]
[96,null,0.29081400000000002,0.241317,0.26606550000000001,null,0.73393449999999993,3.9953323117836483E-2,null,101205.70691775571,null,"Sum 85+",null,0]
[99,null,0.34442200000000001,0.29405399999999998,0.31923800000000002,null,0.68076199999999998,1.3562570692954507E-2,null,34355.328855979911,null,null,null,0]
[102,null,0.39871200000000001,0.35022300000000001,0.37446750000000001,null,0.62553250000000005,3.6294334319048158E-3,null,9193.7127508394806,null,null,null,0]
[105,null,0.461559,0.41712100000000002,0.43934000000000001,null,0.56065999999999994,7.183610581000489E-4,null,1819.6793916935974,null,null,null,0]
[108,null,0.53431200000000001,0.49679800000000002,0.51555499999999999,null,0.48444500000000001,9.5467990309112654E-5,null,241.82983274644818,null,null,null,0]
[109,null,0.56102799999999997,0.52660499999999999,0.54381649999999992,null,0.45618350000000008,4.3550921957177101E-5,null,110.31877950668937,null,null,null,0]
[112,null,0.64946000000000004,0.62719599999999998,0.63832800000000001,null,0.36167199999999999,2.6519203260234177E-6,null,6.7175756693176609,null,null,null,0]
[115,null,0.75183100000000003,0.747,0.74941550000000001,null,0.25058449999999999,6.2863201692975415E-8,null,0.15923868829851542,null,null,null,0]
[116,null,0.78942199999999996,0.78942199999999996,0.78942199999999996,null,0.21057800000000004,1.323760728610338E-8,null,3.3532164504524793E-2,null,null,null,0]
[117,null,0.82889400000000002,0.82889400000000002,0.82889400000000002,null,0.17110599999999998,2.2650340322960048E-9,null,5.7375545397112182E-3,null,null,null,0]
[118,null,0.87033799999999995,0.87033799999999995,0.87033799999999995,null,0.12966200000000005,2.9368884269556469E-10,null,7.4394279672803634E-4,null,null,null,0]
[119,null,0.91385499999999997,0.91385499999999997,0.91385499999999997,null,8.6145000000000027E-2,2.5299825354009429E-11,null,6.4086952224136709E-5,null,null,null,0]
[120,null,1,1,1,null,0,{"$f":"G123*H122","v":0},null,0,null,null,null,0]
[null,null,null,null,null,null,null,null,null,{"$f":"SUM(J3:J123)","v":308745537.99999982}]

{"sheet":"Mortality","index":3,"n_rows":124,"n_cols":102,"rows_kept":69,"cut":true,"hidden":false,"merged":[],"bounds":{"rows_first":31,"rows_last":7,"rows_between":31,"halvings":6}}
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["Change:"]
["Age","Average of M&F"]
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["Currently assuming 2011 values remains static"]
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{"sheet":"Immigration","index":6,"n_rows":124,"n_cols":90,"rows_kept":69,"cut":true,"hidden":true,"merged":[],"bounds":{"rows_first":31,"rows_last":7,"rows_between":31,"halvings":6}}
["Currently assuming 2011 values remains static"]
[]
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111*(1-Mortality!CJ111)","v":863.05686612161537},{"$f":"CL111*(1-Mortality!CK111)","v":863.12122419383502}]
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[1951,16,1000,14.89,{"$f":"IF(C2>Z6, Z6, C2)*D2","v":14890},{"$f":"LARGE(E2:E50,1)+LARGE(E2:E50,2)+LARGE(E2:E50,3)+LARGE(E2:E50,4)+LARGE(E2:E50,5)+LARGE(E2:E50,6)+LARGE(E2:E50,7)+LARGE(E2:E50,8)+LARGE(E2:E50,9)+LARGE(E2:E50,10)+LARGE(E2:E50,11)+LARGE(E2:E50,12)+LARGE(E2:E50,13)+LARGE(E2:E50,14)+LARGE(E2:E50,15)+LARGE(E2:E50,16)+LARGE(E2:E50,17)+LARGE(E2:E50,18)+LARGE(E2:E50,19)+LARGE(E2:E50,20)+LARGE(E2:E50,21)+LARGE(E2:E50,22)+LARGE(E2:E50,23)+LARGE(E2:E50,24)+LARGE(E2:E50,25)+LARGE(E2:E50,26)+LARGE(E2:E50,27)+LARGE(E2:E50,28)+LARGE(E2:E50,29)+LARGE(E2:E50,30)+LARGE(E2:E50,31)+LARGE(E2:E50,32)+LARGE(E2:E50,33)+LARGE(E2:E50,34)+LARGE(E2:E50,35)","v":528869.92876048922},"Highest 35 Years",null,1951,16,3000,14.89,{"$f":"IF(K2>Z6, Z6, K2)*L2","v":44670},{"$f":"LARGE(M2:M50,1)+LARGE(M2:M50,2)+LARGE(M2:M50,3)+LARGE(M2:M50,4)+LARGE(M2:M50,5)+LARGE(M2:M50,6)+LARGE(M2:M50,7)+LARGE(M2:M50,8)+LARGE(M2:M50,9)+LARGE(M2:M50,10)+LARGE(M2:M50,11)+LARGE(M2:M50,12)+LARGE(M2:M50,13)+LARGE(M2:M50,14)+LARGE(M2:M50,15)+LARGE(M2:M50,16)+LARGE(M2:M50,17)+LARGE(M2:M50,18)+LARGE(M2:M50,19)+LARGE(M2:M50,20)+LARGE(M2:M50,21)+LARGE(M2:M50,22)+LARGE(M2:M50,23)+LARGE(M2:M50,24)+LARGE(M2:M50,25)+LARGE(M2:M50,26)+LARGE(M2:M50,27)+LARGE(M2:M50,28)+LARGE(M2:M50,29)+LARGE(M2:M50,30)+LARGE(M2:M50,31)+LARGE(M2:M50,32)+LARGE(M2:M50,33)+LARGE(M2:M50,34)+LARGE(M2:M50,35)","v":1533604.7594292825},"Highest 35 Years",null,1951,16,5000,14.89,{"$f":"IF(S2>Z6, Z6, S2)*T2","v":53604},{"$f":"LARGE(U2:U50,1)+LARGE(U2:U50,2)+LARGE(U2:U50,3)+LARGE(U2:U50,4)+LARGE(U2:U50,5)+LARGE(U2:U50,6)+LARGE(U2:U50,7)+LARGE(U2:U50,8)+LARGE(U2:U50,9)+LARGE(U2:U50,10)+LARGE(U2:U50,11)+LARGE(U2:U50,12)+LARGE(U2:U50,13)+LARGE(U2:U50,14)+LARGE(U2:U50,15)+LARGE(U2:U50,16)+LARGE(U2:U50,17)+LARGE(U2:U50,18)+LARGE(U2:U50,19)+LARGE(U2:U50,20)+LARGE(U2:U50,21)+LARGE(U2:U50,22)+LARGE(U2:U50,23)+LARGE(U2:U50,24)+LARGE(U2:U50,25)+LARGE(U2:U50,26)+LARGE(U2:U50,27)+LARGE(U2:U50,28)+LARGE(U2:U50,29)+LARGE(U2:U50,30)+LARGE(U2:U50,31)+LARGE(U2:U50,32)+LARGE(U2:U50,33)+LARGE(U2:U50,34)+LARGE(U2:U50,35)","v":1882259.6640223642},"Highest 35 Years"]
[1952,17,{"$f":"VLOOKUP(B3,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*C2","v":1062.5},14.02,14896.25,{"$f":"F2/420","v":1259.2141160964029},"Monthly",null,1952,17,{"$f":"VLOOKUP(J3,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*K2","v":3187.5},14.02,{"$f":"IF(K3>Z7, Z7, K3)*L3","v":44688.75},{"$f":"N2/420","v":3651.4399034030534},"Monthly",null,1952,17,{"$f":"VLOOKUP(R3,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*S2","v":5312.5},14.02,{"$f":"IF(S3>Z7, Z7, S3)*T3","v":50472},{"$f":"V2/420","v":4481.5706286246768},"Monthly",null,"Year","A.","B.","C.","D."]
[1953,18,{"$f":"VLOOKUP(B4,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*C3","v":1128.90625},13.27,14980.5859375,{"$f":"IF(4624<F3,((F3-4624)*0.15)+(4624-767)*0.32+767*0.15,IF(767<F3<4624,(F3-767)*0.32+767*0.15,F3*0.15))","v":188.88211741446042},"Monthly Benefit",null,1953,18,{"$f":"VLOOKUP(J4,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*K3","v":3386.71875},13.27,44941.7578125,{"$f":"IF(4624<N3,((N3-4624)*0.15)+(4624-767)*0.32+767*0.15,IF(767<N3<4624,(N3-767)*0.32+767*0.15,N3*0.15))","v":547.71598551045804},"Monthly Benefit",null,1953,18,{"$f":"VLOOKUP(R4,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*S3","v":5644.53125},13.27,47772,{"$f":"IF(4624<V3,((V3-4624)*0.15)+(4624-767)*0.32+767*0.15,IF(767<V3<4624,(V3-767)*0.32+767*0.15,V3*0.15))","v":672.23559429370152},"Monthly Benefit",null,null,"Maximum","Actual","Index","Indexed"]
[1954,19,{"$f":"VLOOKUP(B5,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*C4","v":1199.462890625},13.21,15844.904785156252,{"$f":"IF(F3>4624, (F3-4624)*0.15+(4624-767)*0.32+767*0.9, IF(F3>767, (F3-767)*0.32+767*0.9, F3*0.9))","v":847.80851715084896},null,null,1954,19,{"$f":"VLOOKUP(J5,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*K4","v":3598.388671875},13.21,47534.71435546875,{"$f":"IF(N3>4624, (N3-4624)*0.15+(4624-767)*0.32+767*0.9, IF(N3>767, (N3-767)*0.32+767*0.9, N3*0.9))","v":1613.3207690889772},null,null,1954,19,{"$f":"VLOOKUP(R5,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*S4","v":5997.314453125},13.21,47556,{"$f":"IF(V3>4624, (V3-4624)*0.15+(4624-767)*0.32+767*0.9, IF(V3>767, (V3-767)*0.32+767*0.9, V3*0.9))","v":1878.9626011598966},null,null,null,"Earnings","Earnings","Factor","Earnings"]
[1955,20,{"$f":"VLOOKUP(B6,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*C5","v":1274.4293212890625},12.62,16083.298034667967,null,null,null,1955,20,{"$f":"VLOOKUP(J6,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*K5","v":3823.2879638671875},12.62,48249.894104003906,null,null,null,1955,20,{"$f":"VLOOKUP(R6,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*S5","v":6372.1466064453125},12.62,53004,null,null,null,1951,3600,null,14.89]
[1956,21,{"$f":"VLOOKUP(B7,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*C6","v":1354.0811538696289},11.8,15978.157615661623,null,null,null,1956,21,{"$f":"VLOOKUP(J7,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*K6","v":4062.2434616088867},11.8,47934.472846984863,null,null,null,1956,21,{"$f":"VLOOKUP(R7,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*S6","v":6770.4057693481445},11.8,49560,null,null,null,1952,3600,null,14.02]
[1957,22,{"$f":"VLOOKUP(B8,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*C7","v":1438.7112259864807},11.44,16458.856425285339,null,null,null,1957,22,{"$f":"VLOOKUP(J8,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*K7","v":4316.1336779594421},11.44,48048,null,null,null,1957,22,{"$f":"VLOOKUP(R8,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*S7","v":7193.5561299324036},11.44,48048,null,null,null,1953,3600,null,13.27]
[1958,23,{"$f":"VLOOKUP(B9,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*C8","v":1528.6306776106358},11.34,17334.671884104609,null,null,null,1958,23,{"$f":"VLOOKUP(J9,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*K8","v":4585.8920328319073},11.34,47628,null,null,null,1958,23,{"$f":"VLOOKUP(R9,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*S8","v":7643.1533880531788},11.34,47628,null,null,null,1954,3600,null,13.21]
[1959,24,{"$f":"VLOOKUP(B10,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*C9","v":1624.1700949613005},10.81,17557.278726531658,null,null,null,1959,24,{"$f":"VLOOKUP(J10,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*K9","v":4872.5102848839015},10.81,51888,null,null,null,1959,24,{"$f":"VLOOKUP(R10,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*S9","v":8120.8504748065025},10.81,51888,null,null,null,1955,4200,null,12.62]
[1960,25,{"$f":"VLOOKUP(B11,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*C10","v":1689.9489838072332},10.4,17575.469431595226,null,null,null,1960,25,{"$f":"VLOOKUP(J11,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*K10","v":5069.8469514216995},10.4,49920,null,null,null,1960,25,{"$f":"VLOOKUP(R11,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*S10","v":8449.7449190361658},10.4,49920,null,null,null,1956,4200,null,11.8]
[1961,26,{"$f":"VLOOKUP(B12,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*C11","v":1758.3919176514262},10.199999999999999,17935.597560044545,null,null,null,1961,26,{"$f":"VLOOKUP(J12,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*K11","v":5275.1757529542783},10.199999999999999,48960,null,null,null,1961,26,{"$f":"VLOOKUP(R12,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*S11","v":8791.9595882571302},10.199999999999999,48960,null,null,null,1957,4200,null,11.44]
[1962,27,{"$f":"VLOOKUP(B13,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*C12","v":1829.6067903163089},9.7100000000000009,17765.481933971361,null,null,null,1962,27,{"$f":"VLOOKUP(J13,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*K12","v":5488.8203709489262},9.7100000000000009,46608.000000000007,null,null,null,1962,27,{"$f":"VLOOKUP(R13,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*S12","v":9148.0339515815431},9.7100000000000009,46608.000000000007,null,null,null,1958,4200,null,11.34]
[1963,28,{"$f":"VLOOKUP(B14,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*C13","v":1903.7058653241193},9.48,18047.13160327265,null,null,null,1963,28,{"$f":"VLOOKUP(J14,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*K13","v":5711.1175959723578},9.48,45504,null,null,null,1963,28,{"$f":"VLOOKUP(R14,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*S13","v":9518.5293266205954},9.48,45504,null,null,null,1959,4800,null,10.81]
[1964,29,{"$f":"VLOOKUP(B15,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*C14","v":1980.8059528697461},9.11,18045.142230643385,null,null,null,1964,29,{"$f":"VLOOKUP(J15,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*K14","v":5942.4178586092385},9.11,43728,null,null,null,1964,29,{"$f":"VLOOKUP(R15,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*S14","v":9904.0297643487302},9.11,43728,null,null,null,1960,4800,null,10.4]
[1965,30,{"$f":"VLOOKUP(B16,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*C15","v":2061.0285939609707},8.9499999999999993,18446.205915950686,null,null,null,1965,30,{"$f":"VLOOKUP(J16,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*K15","v":6183.0857818829127},8.9499999999999993,42960,null,null,null,1965,30,{"$f":"VLOOKUP(R16,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*S15","v":10305.142969804854},8.9499999999999993,42960,null,null,null,1961,4800,null,10.199999999999999]
[1966,31,{"$f":"VLOOKUP(B17,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*C16","v":2144.5002520163898},8.44,18099.58212701833,null,null,null,1966,31,{"$f":"VLOOKUP(J17,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*K16","v":6433.5007560491704},8.44,54298.746381054996,null,null,null,1966,31,{"$f":"VLOOKUP(R17,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*S16","v":10722.50126008195},8.44,55704,null,null,null,1962,4800,null,9.7100000000000009]
[1967,32,{"$f":"VLOOKUP(B18,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*C17","v":2231.3525122230535},7.99,17828.506572662198,null,null,null,1967,32,{"$f":"VLOOKUP(J18,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*K17","v":6694.0575366691619},7.99,52734,null,null,null,1967,32,{"$f":"VLOOKUP(R18,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*S17","v":11156.762561115269},7.99,52734,null,null,null,1963,4800,null,9.48]
[1968,33,{"$f":"VLOOKUP(B19,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*C18","v":2321.722288968087},7.48,17366.48272148129,null,null,null,1968,33,{"$f":"VLOOKUP(J19,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*K18","v":6965.1668669042629},7.48,52099.448164443886,null,null,null,1968,33,{"$f":"VLOOKUP(R19,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*S18","v":11608.611444840437},7.48,58344,null,null,null,1964,4800,null,9.11]
[1969,34,{"$f":"VLOOKUP(B20,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*C19","v":2415.7520416712946},7.07,17079.366934616053,null,null,null,1969,34,{"$f":"VLOOKUP(J20,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*K19","v":7247.2561250138851},7.07,51238.100803848167,null,null,null,1969,34,{"$f":"VLOOKUP(R20,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*S19","v":12078.760208356474},7.07,55146,null,null,null,1965,4800,null,8.9499999999999993]
[1970,35,{"$f":"VLOOKUP(B21,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*C20","v":2493.0561070047761},6.74,16803.198161212193,null,null,null,1970,35,{"$f":"VLOOKUP(J21,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*K20","v":7479.1683210143301},6.74,50409.594483636589,null,null,null,1970,35,{"$f":"VLOOKUP(R21,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*S20","v":12465.280535023881},6.74,52572,null,null,null,1966,6600,null,8.44]
[1971,36,{"$f":"VLOOKUP(B22,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*C21","v":2572.8339024289289},6.41,16491.865314569433,null,null,null,1971,36,{"$f":"VLOOKUP(J22,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*K21","v":7718.5017072867886},6.41,49475.595943708315,null,null,null,1971,36,{"$f":"VLOOKUP(R22,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*S21","v":12864.169512144646},6.41,49998,null,null,null,1967,6600,null,7.99]
[1972,37,{"$f":"VLOOKUP(B23,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*C22","v":2655.1645873066545},5.84,15506.161189870862,null,null,null,1972,37,{"$f":"VLOOKUP(J23,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*K22","v":7965.4937619199663},5.84,46518.483569612603,null,null,null,1972,37,{"$f":"VLOOKUP(R23,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*S22","v":13275.822936533275},5.84,52560,null,null,null,1968,7800,null,7.48]
[1973,38,{"$f":"VLOOKUP(B24,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*C23","v":2740.1298541004676},5.5,15070.714197552572,null,null,null,1973,38,{"$f":"VLOOKUP(J24,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*K23","v":8220.389562301405},5.5,45212.142592657729,null,null,null,1973,38,{"$f":"VLOOKUP(R24,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*S23","v":13700.649270502341},5.5,59400,null,null,null,1969,7800,null,7.07]
[1974,39,{"$f":"VLOOKUP(B25,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*C24","v":2827.8140094316827},5.19,14676.354708950434,null,null,null,1974,39,{"$f":"VLOOKUP(J25,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*K24","v":8483.4420282950505},5.19,44029.064126851314,null,null,null,1974,39,{"$f":"VLOOKUP(R25,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*S24","v":14139.070047158417},5.19,68508,null,null,null,1970,7800,null,6.74]
[1975,40,{"$f":"VLOOKUP(B26,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*C25","v":2918.3040577334968},4.83,14095.40859885279,null,null,null,1975,40,{"$f":"VLOOKUP(J26,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*K25","v":8754.9121732004915},4.83,42286.225796558378,null,null,null,1975,40,{"$f":"VLOOKUP(R26,'Annual Income Grow'!$C$3:$E$51,3,FALSE)*S25","v":14591.520288667487},4.83,68103,null,null,null,1971,7800,null,6.41]
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FALSE)","v":7.6308296974546383E-5},{"$f":"'New Lives'!BJ124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":7.6372787563880139E-5},{"$f":"'New Lives'!BK124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":7.6433382489623732E-5},{"$f":"'New Lives'!BL124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":8.5352202689838579E-5},{"$f":"'New Lives'!BM124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":8.5406606133509868E-5},{"$f":"'New Lives'!BN124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":8.5455586449093715E-5},{"$f":"'New Lives'!BO124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":8.5499660124979367E-5},{"$f":"'New Lives'!BP124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":8.5539343649556086E-5},{"$f":"'New Lives'!BQ124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":9.3978473574135284E-5},{"$f":"'New Lives'!BR124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":9.4014018734558567E-5},{"$f":"'New Lives'!BS124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":9.4048996684975076E-5},{"$f":"'New Lives'!BT124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":9.4084778182901258E-5},{"$f":"'New Lives'!BU124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":9.4120606948327806E-5},{"$f":"'New Lives'!BV124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":9.3790560564850731E-5},{"$f":"'New Lives'!BW124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":9.3821259836814942E-5},{"$f":"'New Lives'!BX124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":9.384984029399632E-5},{"$f":"'New Lives'!BY124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":9.3876160682075955E-5},{"$f":"'New Lives'!BZ124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":9.3900362255372962E-5},{"$f":"'New Lives'!CA124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":8.5160558380537369E-5},{"$f":"'New Lives'!CB124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":8.5179300245530145E-5},{"$f":"'New Lives'!CC124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":8.5196505192209086E-5},{"$f":"'New Lives'!CD124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":8.5212215912749604E-5},{"$f":"'New Lives'!CE124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":8.522638971497649E-5},{"$f":"'New Lives'!CF124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":8.1564543677726625E-5},{"$f":"'New Lives'!CG124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":8.1575491938622952E-5},{"$f":"'New Lives'!CH124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":8.1584928685888035E-5},{"$f":"'New Lives'!CI124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":8.1592813067802187E-5},{"$f":"'New Lives'!CJ124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":8.1599390194684034E-5},{"$f":"'New Lives'!CK124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":8.0201526791704239E-5},{"$f":"'New Lives'!CL124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":8.0206103803184172E-5},{"$f":"'New Lives'!CM124*VLOOKUP($A62, smorgasbord!$A$2:$C$60, 3, FALSE)","v":8.0209797531747E-5}]

{"sheet":"Annual Income Grow","index":13,"n_rows":52,"n_cols":13,"rows_kept":52,"cut":false,"hidden":true,"merged":[[0,0,0,1],[0,2,0,3],[0,7,0,12]]}
["Men",null,"Women",null,null,null,null,"Average Annual Percent Growth"]
["Age","Rate","Age","Rate",null,null,null,"Men","%","rate","Women","% ","rate"]
[16,{"$f":"J$3","v":1.069},16,{"$f":"M$3","v":1.056},{"$f":"AVERAGE(B3,D3)","v":1.0625},null,null,"16-24",6.9,1.069,"16-24",5.6,1.056]
[17,{"$f":"J$3","v":1.069},17,1.056,{"$f":"AVERAGE(B4,D4)","v":1.0625},null,null,"25-34",4.5,1.0449999999999999,"25-34",3.6,1.036]
[18,1.069,18,1.056,1.0625,null,null,"35-44",3.5,1.0349999999999999,"35-44",2.9,1.0289999999999999]
[19,1.069,19,1.056,1.0625,null,null,"45-54",3.1,1.0309999999999999,"45-54",3.1,1.0309999999999999]
[20,1.069,20,1.056,1.0625,null,null,"55-64",0.9,1.0089999999999999,"55-64",0.9,1.0089999999999999]
[21,1.069,21,1.056,1.0625,null,null,"65+",null,null,"65+"]
[22,1.069,22,1.056,1.0625]
[23,1.069,23,1.056,1.0625]
[24,{"$f":"J$3","v":1.069},24,1.056,1.0625]
[25,{"$f":"J$4","v":1.0449999999999999},25,{"$f":"M$4","v":1.036},1.0405]
[26,{"$f":"J$4","v":1.0449999999999999},26,1.036,1.0405]
[27,1.0449999999999999,27,1.036,1.0405]
[28,1.0449999999999999,28,1.036,1.0405]
[29,1.0449999999999999,29,1.036,1.0405]
[30,1.0449999999999999,30,1.036,1.0405]
[31,1.0449999999999999,31,1.036,1.0405]
[32,1.0449999999999999,32,1.036,1.0405]
[33,1.0449999999999999,33,1.036,1.0405]
[34,1.0449999999999999,34,1.036,1.0405]
[35,{"$f":"J$5","v":1.0349999999999999},35,{"$f":"M$5","v":1.0289999999999999},1.032]
[36,{"$f":"J$5","v":1.0349999999999999},36,1.0289999999999999,1.032]
[37,1.0349999999999999,37,1.0289999999999999,1.032]
[38,1.0349999999999999,38,1.0289999999999999,1.032]
[39,1.0349999999999999,39,1.0289999999999999,1.032]
[40,1.0349999999999999,40,1.0289999999999999,1.032]
[41,1.0349999999999999,41,1.0289999999999999,1.032]
[42,1.0349999999999999,42,1.0289999999999999,1.032]
[43,1.0349999999999999,43,1.0289999999999999,1.032]
[44,1.0349999999999999,44,1.0289999999999999,1.032]
[45,{"$f":"J$6","v":1.0309999999999999},45,{"$f":"M$6","v":1.0309999999999999},1.0309999999999999]
[46,{"$f":"J$6","v":1.0309999999999999},46,1.0309999999999999,1.0309999999999999]
[47,1.0309999999999999,47,1.0309999999999999,1.0309999999999999]
[48,1.0309999999999999,48,1.0309999999999999,1.0309999999999999]
[49,1.0309999999999999,49,1.0309999999999999,1.0309999999999999]
[50,1.0309999999999999,50,1.0309999999999999,1.0309999999999999]
[51,1.0309999999999999,51,1.0309999999999999,1.0309999999999999]
[52,1.0309999999999999,52,1.0309999999999999,1.0309999999999999]
[53,1.0309999999999999,53,1.0309999999999999,1.0309999999999999]
[54,1.0309999999999999,54,1.0309999999999999,1.0309999999999999]
[55,{"$f":"J$7","v":1.0089999999999999},55,{"$f":"M$7","v":1.0089999999999999},1.0089999999999999]
[56,{"$f":"J$7","v":1.0089999999999999},56,1.0089999999999999,1.0089999999999999]
[57,1.0089999999999999,57,1.0089999999999999,1.0089999999999999]
[58,1.0089999999999999,58,1.0089999999999999,1.0089999999999999]
[59,1.0089999999999999,59,1.0089999999999999,1.0089999999999999]
[60,1.0089999999999999,60,1.0089999999999999,1.0089999999999999]
[61,1.0089999999999999,61,1.0089999999999999,1.0089999999999999]
[62,1.0089999999999999,62,1.0089999999999999,1.0089999999999999]
[63,1.0089999999999999,63,1.0089999999999999,1.0089999999999999]
[64,1.0089999999999999,64,1.0089999999999999,1.0089999999999999]
[65,null,65]

{"sheet":"AnnualIncomeGrow","index":14,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":true,"merged":[]}

{"sheet":"Earn by Age","index":15,"n_rows":44,"n_cols":17,"rows_kept":44,"cut":false,"hidden":true,"merged":[[0,7,5,13],[0,0,0,3]]}
["Annual Earnings for Working Population, 2011",null,null,null,null,null,null,"Calculated \"Annual Earnings\" for the working population. This is based on data from the BLS. We used the weekly earnings of men and women individually to estimate how many men and women are working in the US and what they are earning for 1 year. \nWe added the men and women to get the total working population.\nWe averaged the annual earnings for men & women to get the average annual earnings for the total population.",null,null,null,null,null,null,null,null,"http://www.bls.gov/cps/cpswom2011.pdf"]
["Age","# Workers","Avg. Annual Earnings"]
["16-19",{"$f":"'Earn by Age'!B38+'Earn by Age'!D38","v":4212000},{"$f":"AVERAGE('Earn by Age'!C38,'Earn by Age'!E38)","v":9803.6037010924883}]
["20-24",{"$f":"'Earn by Age'!B39+'Earn by Age'!D39","v":12662000},{"$f":"AVERAGE('Earn by Age'!C39,'Earn by Age'!E39)","v":18501.399525471777}]
["25-34",{"$f":"'Earn by Age'!B40+'Earn by Age'!D40","v":28634000},{"$f":"AVERAGE('Earn by Age'!C40,'Earn by Age'!E40)","v":32473.835617902092}]
["35-44",{"$f":"'Earn by Age'!B41+'Earn by Age'!D41","v":27181000},{"$f":"AVERAGE('Earn by Age'!C41,'Earn by Age'!E41)","v":40150.09284155436}]
["45-54",{"$f":"'Earn by Age'!B42+'Earn by Age'!D42","v":28643000},{"$f":"AVERAGE('Earn by Age'!C42,'Earn by Age'!E42)","v":41553.811659328116}]
["55-64",{"$f":"'Earn by Age'!B43+'Earn by Age'!D43","v":18718000},{"$f":"AVERAGE('Earn by Age'!C43,'Earn by Age'!E43)","v":40821.099919790082},null,null,null,null,"To view complete calculations, unhide \"Earnings by Age\" tab."]
["65+",{"$f":"'Earn by Age'!B44+'Earn by Age'!D44","v":4907000},{"$f":"AVERAGE('Earn by Age'!C44,'Earn by Age'!E44)","v":27689.163776172783}]
[]
[]
[null,"Part Time",null,null,null,null,null,"Average Annual Percent Growth"]
[null,"Men",null,"Women",null,null,null,"Men","%","rate",null,"Women","% ","rate"]
["Age","Number of Workers","Median Weekly Earnings","Number of Workers","Median Weekly Earnings",null,null,"16-24",6.9,6.9000000000000006E-2,null,"16-24",5.6,5.6000000000000001E-2]
["16-19",1473000,145,1792000,136,null,null,"25-34",4.5,4.4999999999999998E-2,null,"25-34",3.6,3.5999999999999997E-2]
["20-24",2197000,201,2689000,197,null,null,"35-44",3.5,3.5000000000000003E-2,null,"35-44",2.9,2.9000000000000001E-2]
["25-34",1533000,268,2804000,260,null,null,"45-54",3.1,3.1E-2,null,"45-54",3.1,3.1E-2]
["35-44",808000,300,2591000,294,null,null,"55-64",0.9,8.9999999999999993E-3,null,"55-64",0.9,8.9999999999999993E-3]
["45-54",815000,305,2695000,286,null,null,"65+",null,null,null,"65+"]
["55-64",848000,287,2229000,277]
["65+",925000,248,1102000,210]
["http://www.bls.gov/cps/cpswom2011.pdf"]
[]
[null,"Full Time"]
[null,"Men",null,"Women"]
["Age","Number of Workers","Median Weekly Earnings","Number of Workers","Median Weekly Earnings"]
["16-19",558000,370,389000,328]
["20-24",4393000,470,3383000,438]
["25-34",13905000,717,10392000,662]
["35-44",13578000,935,10204000,734]
["45-54",13576000,979,11557000,744]
["55-64",8347000,997,7294000,749]
["65+",1614000,821,1266000,664]
[]
[null,"Combined"]
[null,"Men",null,"Women"]
["Age","# of Workers","Median Annual Earning","# of Workers","Median Annual Earning"]
["16-19",{"$f":"B15+B27","v":2031000},{"$f":"(C15*B15*52+C27*52*B27)/B38","v":10754.475627769572},{"$f":"D15+D27","v":2181000},{"$f":"(D15*E15*52+D27*E27*52)/D38","v":8852.7317744154061}]
["20-24",6590000,19776.625796661607,6072000,17226.173254281948]
["25-34",15438000,34965.533618344343,13196000,29982.137617459837]
["35-44",14386000,46765.408035590161,12795000,33534.77764751856]
["45-54",14391000,48923.14001806685,14252000,34184.483300589389]
["55-64",9195000,48439.088635127788,9523000,33203.111204452376]
["65+",2539000,31836.820795588814,2368000,23541.506756756757]

{"sheet":"TotalCont(2)","index":16,"n_rows":122,"n_cols":106,"rows_kept":69,"cut":true,"hidden":true,"merged":[[0,0,56,1]],"bounds":{"rows_first":31,"rows_last":7,"rows_between":31,"halvings":6}}
["Income is Average Annual Income for a 22 year old based on data in \"Earn by Age.\" We used \"Average Annual Income Growth\" to estimate wage growth over time. \n\nContribution is calculated based on the assumption that each working member of the population contributes 10.4% of their income to SS unless they exceed the maximum income, $110,100 in 2012.\n\nOnce we calculated an individual contribution, we used our projections in the \"Lives Model\" to estimate the total contribution to SS by the working population over time."]
[null,null,"Age","Income","Contribution",2012,2013,2014,2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025,2026,2027,2028,2029,2030,2031,2032,2033,2034,2035,2036,2037,2038,2039,2040,2041,2042,2043,2044,2045,2046,2047,2048,2049,2050,2051,2052,2053,2054,2055,2056,2057,2058,2059,2060,2061,2062,2063,2064,2065,2066,2067,2068,2069,2070,2071,2072,2073,2074,2075,2076,2077,2078,2079,2080,2081,2082,2083,2084,2085,2086,2087,2088,2089,2090,2091,2092,2093,2094,2095,2096,2097,2098,2099,2100,2101,2102,2103,2104,2105,2106,2107,2108,2109,2110,2111,2112]
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["Year of Birth","Normal Retirement Age (NRA)","Delay Credit","Benefit as % of PIA Beginning at Age"]
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{"sheet":"R62","index":22,"n_rows":62,"n_cols":90,"rows_kept":62,"cut":false,"hidden":false,"merged":[]}
[null,"Pop Retiring at age"]
[null,62]
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[null,"Pop Retiring at age"]
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{"sheet":"R64","index":24,"n_rows":60,"n_cols":90,"rows_kept":60,"cut":false,"hidden":false,"merged":[]}
[null,"Pop Retiring at age"]
[null,64]
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{"sheet":"R65","index":25,"n_rows":59,"n_cols":90,"rows_kept":59,"cut":false,"hidden":false,"merged":[]}
[null,"Pop Retiring at age"]
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{"sheet":"R66","index":26,"n_rows":58,"n_cols":90,"rows_kept":58,"cut":false,"hidden":false,"merged":[]}
[null,"Pop Retiring at age"]
[null,66]
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{"sheet":"R67","index":27,"n_rows":57,"n_cols":90,"rows_kept":57,"cut":false,"hidden":false,"merged":[]}
[null,"Pop Retiring at age"]
[null,67]
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{"sheet":"R68","index":28,"n_rows":56,"n_cols":90,"rows_kept":56,"cut":false,"hidden":false,"merged":[]}
[null,"Pop Retiring at age"]
[null,68]
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{"sheet":"R69","index":29,"n_rows":55,"n_cols":90,"rows_kept":55,"cut":false,"hidden":false,"merged":[]}
[null,"Pop Retiring at age"]
[null,69]
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{"sheet":"R70","index":30,"n_rows":62,"n_cols":90,"rows_kept":62,"cut":false,"hidden":false,"merged":[]}
[null,"Pop Retiring at age"]
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["Mean Income By Age Brackets and Year"]
["Source: Table P-9 (Mean Income by age 12-5) from CPS"]
["Blanks represents lack of data"]
[null,"Year"]
["Age",1967,1968,1969,1970,1971,1972,1973,1974,1975,1976,1977,1978,1979,1980,1981,1982,1983,1984,1985,1986,1987,1988,1989,1990,1991,1992,1993,1994,1995,1996,1997,1998,1999,2000,2001,2002,2003,2004,2005,2006,2007,2008,2009,2010,2011]
["15-24",null,null,null,null,null,null,null,3233.62637398587,3429.5369379548702,3664.9077618543802,3966.3290111411802,4458.2837065125796,5015.1338868101002,5377.0661228896197,5590.3173193870098,5713.9626470495004,5726.7228915662699,6122.0591981285297,6441.0727680189802,6702.4422999327498,7091.0705882352904,7575.3518295825497,7914.4705633206304,7852.4389540126203,7973.2308441315299,8166.2082379862704,8417.4370717766506,8763.3936949604104,8931.2082480257304,9149.9566102187691,10105.218372017,10818.209272376,10664.392605257501,11884.144448311899,12479.1099156937,12311.036095870601,12037.5100068269,12818.3212435233,13231.0828453698,13795.6227704678,14013.4023519068,14268.3451081931,13620.0846495936,13584.296771409499,13792.7583900358]
["25-34",5558.7482352941197,5880.55332978157,6428.7664004122698,6710.4983643933401,6998.9148986438604,7478.25327704954,8070.4094931952905,8466.5010073079193,8981.6377731331904,9541.7376995764098,10169.869606069,10711.0754790516,11442.1126345871,12225.225439039399,13031.798905608801,13699.6221268271,14220.816844281901,15196.4454526707,16286.5420983804,16854.511325659099,17463.7327866052,18533.852989791001,19454.223529982799,19754.465897141199,20096.4313793531,20646.337796471002,21458.326490566,22295.8750446999,23326.133496218099,24427.372882251901,25967.810114271801,27526.502534415398,29406.367422996798,31109.188679245301,31673.358708671101,31460.967611223699,32188.473549107101,32041.1224204463,32997.4354609929,35558.140208862897,36582.843754309499,36146.322760534298,35612.181788520596,35177.041218095197,36426.705159099598]
["35-44",6415.59106844291,6818.5576839118103,7462.0701163169897,7849.5491596177098,8265.1962550107091,9048.2924667651405,9633.3143072532403,10313.5356819754,10814.7035494952,11613.1349250698,12612.871440433701,13177.1414347137,13999.7885385385,14986.312441648101,16288.954248870699,17064.649596581101,18170.643349268801,19472.305139510601,20687.577103181,21801.3968889717,23169.423049176399,24376.5374520962,25524.690647280899,26114.568563845402,26211.382184361399,26783.038731672299,28757.3142496529,29816.471925364702,30921.988139991801,32556.3813190492,33228.042067904898,34979.472793996501,36362.755173714198,39147.854370307403,40359.371415588503,40203.795109246101,40561.670809737399,42546.695209298901,43569.979909267699,47094.620625173702,47299.573512791503,47520.336194713404,47264.551081081103,47410.286501452902,48725.409326424902]
["45-54",6373.524918051,6773.2114226826498,7423.6724248240598,7863.4873471109204,8307.1783536585408,9040.9323557237494,9667.6176744186105,10357.629191723599,10998.0193468503,11734.198464294899,12651.184853168499,13323.9724240178,13799.821036772,15095.046812749,16056.3384254382,17150.058732462501,18343.0982451093,19538.885630080302,20913.9902712816,22309.779473273,23828.8933475064,24931.0861943649,27107.459140900599,27479.236166129002,28026.191477008801,29371.1792302268,32330.5195272171,33380.980326752899,33888.241125786,35805.633663051398,37427.193870629599,38463.695310647403,40845.003051853499,42789.877938983103,42977.426616152203,43647.5988703533,43979.455113636403,45116.037418765198,47794.675326295801,49608.979784034302,49347.7018692731,49570.531306769997,49301.4310231665,49104.409567545001,51168.8546456771]
["55-64",5326.4185915888502,5893.3182067829202,6313.3587908780801,6641.5571400536401,6987.5875957022499,7578.5659305993704,8123.0927296473701,8653.7809854436891,9198.1146649130205,10047.227272727299,10887.5557959463,11532.222958297099,12052.226855299101,13030.079477009,14126.772023233299,15146.4289452008,15709.2436695124,16977.3631621764,17737.393604707198,18733.329704510099,19462.6800487211,20360.088050314502,22299.2181493071,22697.651613538001,23579.5538653367,23736.3587703993,24911.323574338101,26863.1255342968,28726.206821954998,29915.272664222699,33321.782764212097,33646.282823616399,35420.229977924901,35923.310863365303,38001.616404614302,38472.092304097197,40735.366049545599,40867.838283112898,43263.498207143799,45186.946827673601,46063.753237155797,46407.946806518099,46193.223942208497,46564.801905961103,48852.8906024096]
["65-74",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,13619.5283214966,14160.764461634701,15615.345868881899,16197.918938426499,16205.2851892485,16438.1495757712,17099.3637540089,17951.984344422701,19350.078632288201,20169.576496674101,21625.469507293001,22564.063563936499,23822.736511144802,24018.837729455001,25197.998523062899,24111.047030124198,26575.081798208601,27639.707530746298,29637.042189154501,29895.0772215543,32775.627916843398,33286.553108348096,34026.778364506703,35200.926623840103,36320.174287607697]
["75+",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,10791.3602096166,11544.850335871,12279.8867448935,13232.739123016599,13500.7310826542,13311.051844628601,14054.5363855422,14971.2859041514,15214.0646193706,15915.0745720373,17501.1378422821,18587.425071944999,18645.4549229738,18780.211009174302,18773.990135232201,19211.709665096099,19457.990516596001,19969.768761067298,21508.650561456801,22995.946677157699,23793.918575981701,24395.540503541499,24594.685754517701,24171.7194772441,25417.2687357631]
[]
["% Change"]
["15-24",{"$f":"(C6-B6)/B6","v":{"$error":"#DIV/0!"}},{"$f":"(D6-C6)/C6","v":{"$error":"#DIV/0!"}},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},6.058540514917763E-2,6.8630496815662898E-2,8.2245248413642502E-2,0.12403275018021151,0.12490236533939822,7.2168010714810299E-2,3.9659396336898592E-2,2.2117765521769816E-2,2.2331690465912397E-3,6.9033601598650865E-2,5.2108867223624809E-2,4.0578571509316541E-2,5.798308600231291E-2,6.829451707203768E-2,4.4766070456792005E-2,-7.8377459125937785E-3,1.538272259438382E-2,2.4203161507204578E-2,3.0764441276644617E-2,4.1099995192567504E-2,1.9149493781367561E-2,2.4492583323358703E-2,0.1044006876198062,7.0556703884142508E-2,-1.421831129771779E-2,0.11437611950380241,5.0063803075560326E-2,-1.3468414090313446E-2,-2.2217958497859257E-2,6.4864846322335246E-2,3.2200909464260401E-2,4.2667703898140195E-2,1.578613630297275E-2,1.8192780731198389E-2,-4.5433472044859535E-2,-2.6275811865213898E-3,1.5345779184171283E-2,{"$f":"(AU6-AT6)/AT6","v":-1}]
["25-34",5.7891647699425494E-2,{"$f":"(D7-C7)/C7","v":9.3224742619766848E-2},4.3823643049621948E-2,4.2979897853919598E-2,6.848752775927569E-2,7.9183760459551999E-2,4.9079481585984013E-2,6.0844115577453693E-2,6.2360556124702399E-2,6.5829928076986968E-2,5.3216599026955941E-2,6.8250583890034203E-2,6.8441277363859715E-2,6.5976163023851647E-2,5.1245666546532773E-2,3.8044459374844936E-2,6.8605665839870017E-2,7.1733659631444999E-2,3.4873530786819436E-2,3.6145898814558299E-2,6.1276716510836125E-2,4.9658888559155255E-2,1.5433274255108018E-2,1.7310793619653826E-2,2.736338640117323E-2,3.9328461158558987E-2,3.9031401377088867E-2,4.6208478001095919E-2,4.7210541181732804E-2,6.3061928085567043E-2,6.002402256041401E-2,6.8292907398281796E-2,5.7906549005329953E-2,1.8135157275965558E-2,-6.7056701943408493E-3,2.3124080189569997E-2,-4.5777606830594295E-3,2.9846427600062817E-2,7.7603144368509194E-2,2.8817692360389367E-2,-1.1932396418027999E-2,-1.4777187033722106E-2,-1.2218868616627826E-2,3.5524987256789785E-2,-1]
["35-44",6.2810520678448084E-2,{"$f":"(D8-C8)/C8","v":9.437662072193484E-2},5.1926481158818955E-2,5.2951715689776281E-2,9.4746233191944543E-2,6.4655496342201149E-2,7.0611354828316805E-2,4.8593216038964528E-2,7.3828318263228693E-2,8.6086704564649785E-2,4.4737631469951487E-2,6.2429860672029262E-2,7.0467057441182493E-2,8.6922103906125578E-2,4.762094213409556E-2,6.4811981425583198E-2,7.1635426727704718E-2,6.241027731249605E-2,5.3840030673260174E-2,6.274947275955145E-2,5.2099458858243325E-2,4.7100749950275099E-2,2.3110090724149147E-2,3.7072647889742219E-3,2.1809477397646358E-2,7.3713649065739503E-2,3.683089688128946E-2,3.7077365068354823E-2,5.285537177163642E-2,2.0630694249262282E-2,5.2709417019286761E-2,3.9545546837261331E-2,7.6592083941056502E-2,3.0947214471095077E-2,-3.8547752575331679E-3,8.9015402530741201E-3,4.8938427829382437E-2,2.4050862115964078E-2,8.0896083111488493E-2,4.3519383933256833E-3,4.6673292278671015E-3,-5.3826452865195955E-3,3.0833979597477477E-3,2.7739187463709979E-2,-1]
["45-54",6.2710432573922129E-2,{"$f":"(D9-C9)/C9","v":9.6034356754773134E-2},5.9244925842385096E-2,5.6424203023692082E-2,8.8327705368461018E-2,6.9316448131382283E-2,7.1373480059189948E-2,6.1827870381613304E-2,6.6937427024569812E-2,7.8146487096142789E-2,5.3179807160971246E-2,3.5713719423228096E-2,9.3858157473611273E-2,6.3682585725889251E-2,6.8117666559114776E-2,6.9564747926405268E-2,6.519004417859596E-2,7.0377843815427818E-2,6.6739497527071687E-2,6.8091837306293909E-2,4.6254470603597685E-2,8.7295552611246371E-2,1.3714934450180674E-2,1.9904312753568385E-2,4.7990386218596859E-2,0.10075660475847528,3.2491305889825836E-2,1.5196102513099708E-2,5.6579877667549669E-2,4.52878511476121E-2,2.7693805835419107E-2,6.1910529447931364E-2,4.7615980947793041E-2,4.3830150073467695E-3,1.5593587307743241E-2,7.6030813119598315E-3,2.5843483103463533E-2,5.9372189154548227E-2,3.7960388795450231E-2,-5.2667463813736619E-3,4.5154977649657186E-3,-5.4286342411412674E-3,-3.9962624113064832E-3,4.2041948906693924E-2,-1]
["55-64",0.10643166800470447,{"$f":"(D10-C10)/C10","v":7.1274037707944174E-2},5.1984745370366195E-2,5.2100802319652278E-2,8.4575445646020181E-2,7.1850902140919215E-2,6.5330813454761161E-2,6.2901254421037653E-2,9.2313766325754776E-2,8.3637853549907354E-2,5.9211376220071749E-2,4.5091384278854382E-2,8.1134601385299876E-2,8.4166220793922664E-2,7.2179045594460145E-2,3.7158245441736938E-2,8.0724414194751695E-2,4.4767284252012617E-2,5.6148954124725307E-2,3.8933299937352214E-2,4.6109168898985753E-2,9.5241734426715546E-2,1.7867597938328653E-2,3.8854339066191741E-2,6.6500369751741487E-3,4.9500633829484185E-2,7.8349990281901691E-2,6.9354598565962017E-2,4.1393068344788071E-2,0.11387193886631122,9.7383762957850301E-3,5.2723421591860498E-2,1.4203207764431213E-2,5.7853953082271752E-2,1.238041809784092E-2,5.882897471649514E-2,3.2520202078502565E-3,5.8619687868854499E-2,4.4458924965346334E-2,1.9403975507042197E-2,7.4721129993521561E-3,-4.6268555082778192E-3,8.0439928639204974E-3,4.9137730706325225E-2,-1]
["65-74",{"$error":"#DIV/0!"},{"$f":"(D11-C11)/C11","v":{"$error":"#DIV/0!"}},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},3.9739712518812538E-2,0.10271913011391784,3.7307727567248164E-2,4.547652602783066E-4,1.4369656800436675E-2,4.0224368028156189E-2,4.9862708500712838E-2,7.7879651688748192E-2,4.235113871932579E-2,7.2182626683260906E-2,4.3402251050640342E-2,5.5782192938864245E-2,8.2316831325594704E-3,4.909316624267205E-2,-4.3136421805241777E-2,0.10219526198948772,4.0061051951661826E-2,7.2263234196178666E-2,8.7065042035208724E-3,9.6355352218733356E-2,1.5588570653809943E-2,2.2237966597177097E-2,3.4506594975155014E-2,3.1795971615405552E-2,-1]
["75+",{"$error":"#DIV/0!"},{"$f":"(D12-C12)/C12","v":{"$error":"#DIV/0!"}},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},{"$error":"#DIV/0!"},6.9823461696972788E-2,6.3667902799802265E-2,7.759455750024212E-2,2.0252190959577199E-2,-1.4049553084521474E-2,5.5854679975092837E-2,6.5228015600162642E-2,1.621629008847391E-2,4.6076441122392217E-2,9.9657922623341319E-2,6.2069520247904665E-2,3.1219951555521686E-3,7.2272887283893984E-3,-3.3124622183751526E-4,2.3315210390062572E-2,1.2819309462465248E-2,2.6301700786357896E-2,7.7060571847465717E-2,6.9148741407613512E-2,3.4700545710372614E-2,2.5284693046192613E-2,8.1631825680309137E-3,-1.7197466212631241E-2,5.1529195500204017E-2,-1]
[]
["% Change","Based on BLS"]
["..15 to 24 years",1.056]
["….25 to 29 years",1.036]
["….30 to 34 years",1.036]
["….35 to 39 years",1.0289999999999999]
["….40 to 44 years",1.0289999999999999]
["….45 to 49 years",1.0309999999999999]
["….50 to 54 years",1.0309999999999999]
["….55 to 59 years",1.0089999999999999]
["….60 to 64 years",1.0089999999999999]

{"sheet":"WageIndex+Base+COLA","index":34,"n_rows":160,"n_cols":5,"rows_kept":69,"cut":true,"hidden":false,"merged":[[36,8,36,9],[25,12,25,13],[26,12,26,13],[27,12,27,13],[28,12,28,13],[29,12,29,13],[30,12,30,13],[31,12,31,13],[32,12,32,13],[33,12,33,13],[34,12,34,13],[35,12,35,13],[36,12,36,13]],"bounds":{"rows_first":31,"rows_last":7,"rows_between":31,"halvings":6}}
[null,"Highlighted Series represents given historical values"]
[null,"Wage Index Source: ","http://www.ssa.gov/oact/cola/AWI.html"]
[null,"Bases Source:","http://www.ssa.gov/oact/cola/cbb.html"]
[null,"Bases Determination:","http://www.ssa.gov/oact/cola/cbbdet.html"]
[null,"Determination:"]
[null,"Index","Index for year X =","(Index for year X-1) * (% change in average wage from year X-1 to year X measured by SSA wage data)"]
[null,"Bases*","Base for year X = ","60,600 * (Index for year X-2 / Index for year 1992) rounded to nearest 300, only used if greater than base for year Y"]
[null,"*Applicable only if COLA becomes effective for December of the year in which a determination of the base would ordinarily be made"]
[null,"COLA Source:","http://www.ssa.gov/oact/cola/colaseries.html"]
[null,"National Average\nWage Index Series","Contribution and Benefit Bases","COLA","COLA\nFactor"]
[1951,2799.16,3600,null,{"$f":"1+D11/100","v":1}]
[1952,2973.32,3600,null,{"$f":"1+D12/100","v":1}]
[1953,3139.44,3600,null,1]
[1954,3155.64,3600,null,1]
[1955,3301.44,4200,null,1]
[1956,3532.36,4200,null,1]
[1957,3641.72,4200,null,1]
[1958,3673.8,4200,null,1]
[1959,3855.8,4800,null,1]
[1960,4007.12,4800,null,1]
[1961,4086.76,4800,null,1]
[1962,4291.3999999999996,4800,null,1]
[1963,4396.6400000000003,4800,null,1]
[1964,4576.32,4800,null,1]
[1965,4658.72,4800,null,1]
[1966,4938.3599999999997,6600,null,1]
[1967,5213.4399999999996,6600,null,1]
[1968,5571.76,7800,null,1]
[1969,5893.76,7800,null,1]
[1970,6186.24,7800,null,1]
[1971,6497.08,7800,null,1]
[1972,7133.8,9000,null,1]
[1977,9779.44,16500,5.9,1.0589999999999999]
[1982,14531.34,32400,7.4,1.0740000000000001]
[1983,15239.24,35700,3.5,1.0349999999999999]
[1988,19334.04,45000,4,1.04]
[1993,23132.67,57600,2.6,1.026]
[1998,28861.439999999999,68400,1.3,1.0129999999999999]
[1999,30469.84,72600,2.5,1.0249999999999999]
[2004,35648.550000000003,87900,2.7,1.0269999999999999]
[2009,40711.61,106800,0,1]
[2014,{"$f":"B73*HLOOKUP(A74, Inflation!$B$3:$CL$4, 2, FALSE)","v":47101.904351191501},{"$f":"MAX(MROUND(60600*(B72/$B$52), 300),C73)","v":117000},{"$f":"HLOOKUP(A74, Inflation!$B$3:$CL$4, 2, FALSE)","v":1.0309999999999999},1.01031]
[2015,{"$f":"B74*HLOOKUP(A75, Inflation!$B$3:$CL$4, 2, FALSE)","v":48562.063386078436},120600,{"$f":"HLOOKUP(A75, Inflation!$B$3:$CL$4, 2, FALSE)","v":1.0309999999999999},1.01031]
[2020,{"$f":"B79*HLOOKUP(A80, Inflation!$B$3:$CL$4, 2, FALSE)","v":56570.557395081472},140700,{"$f":"HLOOKUP(A80, Inflation!$B$3:$CL$4, 2, FALSE)","v":1.0309999999999999},1.01031]
[2025,{"$f":"B84*HLOOKUP(A85, Inflation!$B$3:$CL$4, 2, FALSE)","v":65899.752622695087},163800,{"$f":"HLOOKUP(A85, Inflation!$B$3:$CL$4, 2, FALSE)","v":1.0309999999999999},1.01031]
[2030,{"$f":"B89*HLOOKUP(A90, Inflation!$B$3:$CL$4, 2, FALSE)","v":76767.449282901915},190800,{"$f":"HLOOKUP(A90, Inflation!$B$3:$CL$4, 2, FALSE)","v":1.0309999999999999},1.01031]
[2031,{"$f":"B90*HLOOKUP(A91, Inflation!$B$3:$CL$4, 2, FALSE)","v":79147.240210671865},196800,{"$f":"HLOOKUP(A91, Inflation!$B$3:$CL$4, 2, FALSE)","v":1.0309999999999999},1.01031]
[2035,{"$f":"B94*HLOOKUP(A95, Inflation!$B$3:$CL$4, 2, FALSE)","v":89427.365579720761},222300,{"$f":"HLOOKUP(A95, Inflation!$B$3:$CL$4, 2, FALSE)","v":1.0309999999999999},1.01031]
[2040,{"$f":"B99*HLOOKUP(A100, Inflation!$B$3:$CL$4, 2, FALSE)","v":104175.0610347584},258900,{"$f":"HLOOKUP(A100, Inflation!$B$3:$CL$4, 2, FALSE)","v":1.0309999999999999},1.01031]
[2045,{"$f":"B104*HLOOKUP(A105, Inflation!$B$3:$CL$4, 2, FALSE)","v":121354.83664584906},301800,{"$f":"HLOOKUP(A105, Inflation!$B$3:$CL$4, 2, FALSE)","v":1.0309999999999999},1.01031]
[2046,{"$f":"B105*HLOOKUP(A106, Inflation!$B$3:$CL$4, 2, FALSE)","v":125116.83658187038},{"$f":"MAX(MROUND(60600*(B104/$B$52), 300),C105)","v":311100},{"$f":"HLOOKUP(A106, Inflation!$B$3:$CL$4, 2, FALSE)","v":1.0309999999999999},1.01031]
[2051,{"$f":"B110*HLOOKUP(A111, Inflation!$B$3:$CL$4, 2, FALSE)","v":145750.17393051711},362400,{"$f":"HLOOKUP(A111, Inflation!$B$3:$CL$4, 2, FALSE)","v":1.0309999999999999},1.01031]
[2056,{"$f":"B115*HLOOKUP(A116, Inflation!$B$3:$CL$4, 2, FALSE)","v":169786.20768497075},422100,{"$f":"HLOOKUP(A116, Inflation!$B$3:$CL$4, 2, FALSE)","v":1.0309999999999999},1.01031]
[2061,{"$f":"B120*HLOOKUP(A121, Inflation!$B$3:$CL$4, 2, FALSE)","v":197786.08520760163},491700,{"$f":"HLOOKUP(A121, Inflation!$B$3:$CL$4, 2, FALSE)","v":1.0309999999999999},1.01031]
[2062,{"$f":"B121*HLOOKUP(A122, Inflation!$B$3:$CL$4, 2, FALSE)","v":203917.45384903727},507000,{"$f":"HLOOKUP(A122, Inflation!$B$3:$CL$4, 2, FALSE)","v":1.0309999999999999},1.01031]
[2067,{"$f":"B126*HLOOKUP(A127, Inflation!$B$3:$CL$4, 2, FALSE)","v":237546.00242404142},590400,{"$f":"HLOOKUP(A127, Inflation!$B$3:$CL$4, 2, FALSE)","v":1.0309999999999999},1.01031]
[2072,{"$f":"B131*HLOOKUP(A132, Inflation!$B$3:$CL$4, 2, FALSE)","v":276720.32090699382},687900,{"$f":"HLOOKUP(A132, Inflation!$B$3:$CL$4, 2, FALSE)","v":1.0309999999999999},1.01031]
[2077,{"$f":"B136*HLOOKUP(A137, Inflation!$B$3:$CL$4, 2, FALSE)","v":322354.97638970066},801300,{"$f":"HLOOKUP(A137, Inflation!$B$3:$CL$4, 2, FALSE)","v":1.0309999999999999},1.01031]
[2078,{"$f":"B137*HLOOKUP(A138, Inflation!$B$3:$CL$4, 2, FALSE)","v":332347.98065778136},{"$f":"MAX(MROUND(60600*(B136/$B$52), 300),C137)","v":826200},{"$f":"HLOOKUP(A138, Inflation!$B$3:$CL$4, 2, FALSE)","v":1.0309999999999999},1.01031]
[2083,{"$f":"B142*HLOOKUP(A143, Inflation!$B$3:$CL$4, 2, FALSE)","v":387156.33570731414},962400,{"$f":"HLOOKUP(A143, Inflation!$B$3:$CL$4, 2, FALSE)","v":1.0309999999999999},1.01031]
[2088,{"$f":"B147*HLOOKUP(A148, Inflation!$B$3:$CL$4, 2, FALSE)","v":451003.27669105423},1121100,{"$f":"HLOOKUP(A148, Inflation!$B$3:$CL$4, 2, FALSE)","v":1.0309999999999999},1.01031]
[2093,{"$f":"B152*HLOOKUP(A153, Inflation!$B$3:$CL$4, 2, FALSE)","v":525379.37992015376},1305900,{"$f":"HLOOKUP(A153, Inflation!$B$3:$CL$4, 2, FALSE)","v":1.0309999999999999},1.01031]
[2094,{"$f":"B153*HLOOKUP(A154, Inflation!$B$3:$CL$4, 2, FALSE)","v":541666.14069767843},1346400,{"$f":"HLOOKUP(A154, Inflation!$B$3:$CL$4, 2, FALSE)","v":1.0309999999999999},1.01031]
[2095,{"$f":"B154*HLOOKUP(A155, Inflation!$B$3:$CL$4, 2, FALSE)","v":558457.79105930647},1388100,{"$f":"HLOOKUP(A155, Inflation!$B$3:$CL$4, 2, FALSE)","v":1.0309999999999999},1.01031]
[2096,{"$f":"B155*HLOOKUP(A156, Inflation!$B$3:$CL$4, 2, FALSE)","v":575769.9825821449},1431300,{"$f":"HLOOKUP(A156, Inflation!$B$3:$CL$4, 2, FALSE)","v":1.0309999999999999},1.01031]
[2097,{"$f":"B156*HLOOKUP(A157, Inflation!$B$3:$CL$4, 2, FALSE)","v":593618.85204219131},1475700,{"$f":"HLOOKUP(A157, Inflation!$B$3:$CL$4, 2, FALSE)","v":1.0309999999999999},1.01031]
[2098,{"$f":"B157*HLOOKUP(A158, Inflation!$B$3:$CL$4, 2, FALSE)","v":612021.03645549924},1521300,{"$f":"HLOOKUP(A158, Inflation!$B$3:$CL$4, 2, FALSE)","v":1.0309999999999999},1.01031]
[2099,{"$f":"B158*HLOOKUP(A159, Inflation!$B$3:$CL$4, 2, FALSE)","v":630993.68858561967},1568400,{"$f":"HLOOKUP(A159, Inflation!$B$3:$CL$4, 2, FALSE)","v":1.0309999999999999},1.01031]
[2100,{"$f":"B159*HLOOKUP(A160, Inflation!$B$3:$CL$4, 2, FALSE)","v":650554.49293177389},1617000,{"$f":"HLOOKUP(A160, Inflation!$B$3:$CL$4, 2, FALSE)","v":1.0309999999999999},1.01031]

{"sheet":"MeanIncomeDist","index":35,"n_rows":110,"n_cols":46,"rows_kept":69,"cut":true,"hidden":true,"merged":[],"bounds":{"rows_first":31,"rows_last":7,"rows_between":31,"halvings":6}}
["Mean Income by Age and Year"]
["Created using MeanIncomeRaw"]
[null,"Year"]
["Age",1967,1968,1969,1970,1971,1972,1973,1974,1975,1976,1977,1978,1979,1980,1981,1982,1983,1984,1985,1986,1987,1988,1989,1990,1991,1992,1993,1994,1995,1996,1997,1998,1999,2000,2001,2002,2003,2004,2005,2006,2007,2008,2009,2010,2011]
[15]
[16]
[17]
[18]
[19]
[20]
[21]
[22]
[23]
[24]
[25]
[26]
[27]
[28]
[29]
[30]
[31]
[32]
[33]
[34]
[35]
[36]
[37]
[38]
[39]
[40]
[41]
[43]
[44]
[47]
[50]
[52]
[53]
[55]
[58]
[61]
[63]
[66]
[67]
[71]
[72]
[75]
[76]
[80]
[81]
[84]
[86]
[89]
[90]
[94]
[95]
[98]
[100]
[103]
[106]
[108]
[109]
[111]
[114]
[115]
[116]
[117]
[118]
[119]
[120]

{"sheet":"2011 Income-Age Dist","index":36,"n_rows":108,"n_cols":10,"rows_kept":69,"cut":true,"hidden":true,"merged":[],"bounds":{"rows_first":31,"rows_last":7,"rows_between":31,"halvings":6}}
[]
[null,null,null,null,null,null,"Year"]
[null,null,"Income growth rate",null,null,"Age",2011]
["..15 to 24 years",13793,1.056,null,null,15,0,{"$f":"AVERAGE(G4:G13)","v":13792.999999999996},{"$f":"SERIESSUM(C4, 0, 1, {1,1,1,1,1,1,1,1,1,1})","v":12.935797086274357},{"$f":"1+C4+C4^2+C4^3+C4^4+C4^5+C4^6+C4^7+C4^8+C4^9","v":12.935797086274357}]
["….25 to 29 years",32383,1.036,null,null,16,0]
["….30 to 34 years",40490,1.036,null,null,17,0]
["….35 to 39 years",47099,1.0289999999999999,null,null,18,{"$f":"B4*10/SERIESSUM(C4, 0, 1, {1,1,1,1,1,1,1})","v":16633.870517348583}]
["….40 to 44 years",50213,1.0289999999999999,null,null,19,{"$f":"G7*$C$4","v":17565.367266320103}]
["….45 to 49 years",50126,1.0309999999999999,null,null,20,{"$f":"G8*$C$4","v":18549.027833234031}]
["….50 to 54 years",52168,1.0309999999999999,null,null,21,19587.773391895138]
["….55 to 59 years",51670,1.0089999999999999,null,null,22,20684.688701841267]
["….60 to 64 years",45602,1.0089999999999999,null,null,23,21843.03126914438]
["….65 to 69 years",38824,null,null,null,24,23066.241020216465]
["….70 to 74 years",32827,null,null,null,25,{"$f":"B5*5/SERIESSUM(C5,0,1,{1,1,1,1,1})","v":30133.840520756272},{"$f":"AVERAGE(G14:G18)","v":32382.999999999993}]
["..75 years and over",25417,null,null,null,26,{"$f":"G14*$C$5","v":31218.658779503497}]
[null,null,null,null,null,27,{"$f":"G15*$C$5","v":32342.530495565625}]
[null,null,null,null,null,28,33506.861593405985]
[null,null,null,null,null,29,34713.108610768599]
[null,null,null,null,null,30,{"$f":"B6*5/SERIESSUM(C6,0,1,{1,1,1,1,1})","v":37677.769282815716},{"$f":"AVERAGE(G19:G23)","v":40489.999999999993}]
[null,null,null,null,null,31,{"$f":"G19*$C$6","v":39034.168976997084}]
[null,null,null,null,null,32,{"$f":"G20*$C$6","v":40439.39906016898}]
[null,null,null,null,null,33,41895.217426335068]
[null,null,null,null,null,34,43403.44525368313]
[null,null,null,null,null,35,{"$f":"B7*5/SERIESSUM(C7,0,1,{1,1,1,1,1})","v":44445.323914087843},{"$f":"AVERAGE(G24:G28)","v":47098.999999999993}]
[null,null,null,null,null,36,{"$f":"G24*$C$7","v":45734.238307596388}]
[null,null,null,null,null,37,{"$f":"G25*$C$7","v":47060.531218516677}]
[null,null,null,null,null,38,48425.286623853659]
[null,null,null,null,null,39,49829.619935945411]
[null,null,null,null,null,40,{"$f":"B8*5/SERIESSUM(C8,0,1,{1,1,1,1,1})","v":47383.873324233908},{"$f":"AVERAGE(G29:G33)","v":50213}]
[null,null,null,null,null,41,{"$f":"G29*$C$8","v":48758.005650636689}]
[null,null,null,null,null,42,{"$f":"G30*$C$8","v":50171.987814505148}]
[null,null,null,null,null,44,53124.157749498438]
[null,null,null,null,null,45,{"$f":"B9*5/SERIESSUM(C9,0,1,{1,1,1,1,1})","v":47113.028731229162},{"$f":"AVERAGE(G34:G38)","v":50126}]
[null,null,null,null,null,48,51631.770809304522]
[null,null,null,null,null,51,{"$f":"G39*$C$10","v":50552.289227529349}]
[null,null,null,null,null,53,53735.111909583815]
[null,null,null,null,null,54,55400.900378780905]
[null,null,null,null,null,57,{"$f":"G45*$C$11","v":51665.852327819855}]
[null,null,null,null,null,58,52130.844998770226]
[null,null,null,null,null,62,{"$f":"G50*$C$12","v":45598.339420422708}]
[null,null,null,null,null,63,46008.724475206509]
[null,null,null,null,null,66]
[null,null,null,null,null,69]
[null,null,null,null,null,71]
[null,null,null,null,null,72]
[null,null,null,null,null,75]
[null,null,null,null,null,76]
[null,null,null,null,null,80]
[null,null,null,null,null,81]
[null,null,null,null,null,84]
[null,null,null,null,null,87]
[null,null,null,null,null,89]
[null,null,null,null,null,90]
[null,null,null,null,null,93]
[null,null,null,null,null,94]
[null,null,null,null,null,98]
[null,null,null,null,null,99]
[null,null,null,null,null,102]
[null,null,null,null,null,105]
[null,null,null,null,null,107]
[null,null,null,null,null,108]
[null,null,null,null,null,110]
[null,null,null,null,null,113]
[null,null,null,null,null,114]
[null,null,null,null,null,115]
[null,null,null,null,null,116]
[null,null,null,null,null,117]
[null,null,null,null,null,118]
[null,null,null,null,null,119]

{"sheet":"Index Factor","index":37,"n_rows":66,"n_cols":151,"rows_kept":66,"cut":false,"hidden":false,"merged":[]}
[null,"Source:",null,"http://www.ssa.gov/oact/cola/awifactors.html"]
[null,"Determination:",null,"The Index Factor for any given year is the ratio of the wage level two years prior to year of eligibility (age 62) to the wage level at the given year."]
[null,null,1951]
[null,null,"Individual's Year of Retirement Eligibility"]
["t",1951,1952,1953,1954,1955,1956,1957,1958,1959,1960,1961,1962,1963,1964,1965,1966,1967,1968,1969,1970,1971,1972,1973,1974,1975,1976,1977,1978,1979,1980,1981,1982,1983,1984,1985,1986,1987,1988,1989,1990,1991,1992,1993,1994,1995,1996,1997,1998,1999,2000,2001,2002,2003,2004,2005,2006,2007,2008,2009,2010,2011,2012,2013,2014,2015,2016,2017,2018,2019,2020,2021,2022,2023,2024,2025,2026,2027,2028,2029,2030,2031,2032,2033,2034,2035,2036,2037,2038,2039,2040,2041,2042,2043,2044,2045,2046,2047,2048,2049,2050,2051,2052,2053,2054,2055,2056,2057,2058,2059,2060,2061,2062,2063,2064,2065,2066,2067,2068,2069,2070,2071,2072,2073,2074,2075,2076,2077,2078,2079,2080,2081,2082,2083,2084,2085,2086,2087,2088,2089,2090,2091,2092,2093,2094,2095,2096,2097,2098,2099,2100]
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[]
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[]
["Bankruptcy w/o Interst",{"$f":"MIN(IF((B6:CL6<0),B2:CL2))","v":2020}]
["Bankruptcy w/ Interest",{"$f":"MIN(IF((B7:CL7<0),B2:CL2))","v":2025}]

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["Normal Fertility",67458704769.058472,314318260802.43805,722734634262.229,1271589768171.3467,1939232883763.8945,2705201195636.4199,3549683433218.6455,4451043617922.3477,5385262933396.2578,6328141698224.3838,7255034101626.1611,8140267515031.8545,8955075839919.6738,9670575271917.1719,10257881637712.371,10688044036825.84,10932125804375.5,10961251661704.82,10750179188906.727,10275202541554.676,9513271640406.5137,8444188777186.2051,7052864098032.3467,5327360600607.4316,3257345222184.3594,834023805784.93848,-1947408390624.6738,-4975100879514.9609,-8177857555595.2178,-11531115542638.529,-15008607840060.23,-18581744235545.52,-22219702132480.945,-25893421589335.641,-29572553272210.164,-33227649836889.734,-36830797500321.234,-40357370422574.984,-43784138453947.836,-47088692916842.32,-50249107178662.687,-53245689420900.602,-56060766640664.602,-58678895211107.852,-61085942432905.398,-63268938850929.945,-65216880753743.641,-66920875191075.578,-68367857609190.109,-69544389766731.539,-70437327626405.406,-71030161040946.437,-71299949214530.609,-71221547442445.125,-70768736330922.828,-69914395403030.984,-68628939865918.07,-66879972752801.031,-64632962810472.016,-61851780505126.914,-58498650026560.781,-54534924951497.547,-49918887163956.094,-44616764366813.672,-38595763644936.398,-31822530017221.437,-24269577417864.156,-15920744376794.184,-6761324469640.375,3222700122561.5273,14231843061202.283,26730218107829.164,40816586976814.5,56596088170981.992,74181086115651.312,93691916725011.156,115257348937428.56,139016068345484.81,165117224492861.37,193721596062332.56,225002112141636.37,259145702922358.66,296354036058245.25,336844321375993.94,380849688292260.75,428620036278475,480423521726646.12,536546951654323.62,597295812924417.25]
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["3X Fertility",67458704769.058472,314318260802.43805,722734634262.229,1271589768171.3467,1939232883763.8945,2705201195636.4199,3549683433218.6455,4451043617922.3477,5385262933396.2578,6328141698224.3838,7255034101626.1611,8140267515031.8545,8955075839919.6738,9670575271917.1719,10257881637712.371,10688044036825.84,10932125804375.5,10961251661704.82,10750179188906.727,10275202541554.676,9530543805622.373,8516374657224.2539,7241453326505.4082,5721591225307.9707,3978569821730.2305,2040529050970.2483,-55025973848.5354,-2231402121726.6943,-4278594693404.8745,-6096899870738.7705,-7578179771218.2559,-8604722086593.6846,-9045099370597.2305,-8761008765260.2373,-7603591681337.54,-5414932123534.957,-2026254689947.0186,2739174838686.0713,9229002654043.1152,17863189401773.172,28983745937144.906,42970168689762.609,60232157666032.945,81226036854645.969,106460619384541.62,136502891496779.08,171983853228054.19,213581694632246.12,262060587650016.62,318275701534287,383181934079604.75,457846730622612.31,543441706018081.44,641271918774145,752787941051965.75,879599902192671.5,1023490652534261.5,1186422866932390.5,1370556898414926.7,1578268622429544,1812169358679968.5,2075123597222217.2,2370229784635775,2700863767084141.5,3070431926395162,3482595772818226,3941316996304562,4450703459555811,5014906808672768,5638426365773317,6326159186365744,7083443445824975,7916093091363896,8830459877168863,9833487817949382,1.0932771573751908E+16,1.2136620143389176E+16,1.3454125940048606E+16,1.4895236571929224E+16,1.6470832086812394E+16,1.8192781094480292E+16,2.0074023880072736E+16,2.2128662308166612E+16,2.4372040622711116E+16,2.6820813382321032E+16,2.9493000709815876E+16,3.2408086433056264E+16,3.5587126908003568E+16,3.9052844693760056E+16]
["4X Fertility",67458704769.058472,314318260802.43805,722734634262.229,1271589768171.3467,1939232883763.8945,2705201195636.4199,3549683433218.6455,4451043617922.3477,5385262933396.2578,6328141698224.3838,7255034101626.1611,8140267515031.8545,8955075839919.6738,9670575271917.1719,10257881637712.371,10688044036825.84,10932125804375.5,10961251661704.82,10750179188906.727,10275202541554.676,9539179888230.3027,8552467597243.2783,7335747940741.9375,5918706537658.2383,4339182121503.1636,2643781673562.9004,891165234539.53076,-807865159229.27087,-2277275678706.4126,-3328104451185.6016,-3811278153193.98,-3564512646970.4604,-2406054857153.5596,-142943022719.22607,3432989769510.8247,8743079416276.2891,16136352406664.689,25988379174847.422,38716442889006.625,54784248974884.469,74706978704003.031,99060492121715.953,128470997881489.19,163641875169106.81,205363109802915.06,254520944343426.06,312108705074814.25,379203212360901,457024038360894.69,546945098850030.56,650510606061968,769454759332885.37,905690742990483.37,1061360835622196.7,1238859023983256.7,1440856560676818,1670323836960004.7,1930546504313128.2,2225157416387685,2558170709971363,2934019562089687,3357590388071343,3834203224981548,4369688582334323.5,4970027081214669,5641700470573566,6391778684688914,7227710442781894,8157179869982382,9188585853930650,1.0331143827367564E+16,1.1594981229171322E+16,1.299122137708483E+16,1.453210893928374E+16,1.6231131064069334E+16,1.8103148924707144E+16,2.016454258674788E+16,2.2433366672306108E+16,2.4929514970213684E+16,2.7674897585633544E+16,3.0693580014837272E+16,3.4011978967650264E+16,3.7659076625049432E+16,4.1666621805688328E+16,4.6069309217953184E+16,5.0904938690413832E+16,5.6214666839779704E+16,6.2043290035611128E+16,6.8439507159575056E+16]

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["Inflation Rate",3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2,3.1E-2]
["Wage Increase"]
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["Retirement Age"]

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["Inflation Rate"]
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[64,0.46500000000000002,0.32050000000000001,null,"% Working",0.46500000000000002,0.28999999999999998,0.11,null,null,null,null,null,null,"2009",26084000]
[65,{"$f":"G$4","v":0.28999999999999998},{"$f":"G$5","v":0.74},null,"% Receiving",0.32050000000000001,0.74,0.77500000000000002,null,null,null,null,null,null,"2008",27035000]
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[67,0.28999999999999998,0.74,null,null,null,null,null,null,null,null,null,null,null,"2006",27360000]
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[91,0.11,0.77500000000000002,null,"40 to 44",84394,37264,47130,null,null,null,null,null,null,"1982",31537000]
[96,0.11,0.77500000000000002,null,"65 to 74",39386,16142,23244,null,null,null,null,null,null,"1977",31774000]
[101,0.11,0.77500000000000002,null,"Retirement test","http://www.ssa.gov/OACT/ProgData/benefits/ra_age201212.html",null,null,null,null,null,null,null,null,"2011",36518000,{"$f":"SUM('New Lives'!C29:C38)","v":41063948},{"$f":"P41/Q41","v":0.88929588552956473}]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1967",17850000]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1987",33268000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1982",27143000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1970",18206000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2007",40925000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2005",40071000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1998",33736000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1984",21037000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1981",20882000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1972",19026000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2007",31123000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2001",24359000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1992",19486000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1984",20897000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1983",20733000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1974",16419000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2007",18856000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2003",17751000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1994",17885000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2010",17446000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"2003",16028000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1994",12791000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1993",12450000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1992",12306000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1991",12026000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1990",11722000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1989",11505000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1988",11165000]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"1987",10877000]

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{"sheet":"Study117","index":53,"n_rows":28,"n_cols":11,"rows_kept":28,"cut":false,"hidden":false,"merged":[]}
[]
[null,"Fertility (35)",0.95,null,0.9,null,0.8]
["Value in 2078",1.94,3.07,0.82,2.91,1.02,2.69,1.23]
["75-year avg",1.96,2.31,1.61,2.25,1.66,2.1800000000000002,1.73]
["50-year avg",1.95,2.39,1.5,2.3199999999999998,1.57,2.2400000000000002,1.65]
[null,"Mortality (36)"]
["Value in 2078"]
["75-year avg"]
["50-year avg"]
[]
[]
[]
[]
[]
[]
[]
["Ultimate Values of Key Demographic and Economic Assumptions",null,null,null,null,null,"www.ssa.gov/oact/tr/TR04/II_assump.html#wp94905"]
[null,null,null,null,null,null,null,null,"Intermediate","Low Cost","High Cost"]
["Total Ferility Rate (children/woman)",null,null,null,null,null,null,null,1.95,2.2000000000000002,1.7]
["Average annual percentage reduction in total age-sex-adjusted death rates from 2028-2078",null,null,null,null,null,null,null,0.71,0.33,1.24]
["Annual net immigration (in thousands)",null,null,null,null,null,null,null,900,1300,672.5]
["Annual percent change in:"]
[null,"Productivity",null,null,null,null,null,null,1.6,1.9,1.3]
[null,"Average wage in covered employment",null,null,null,null,null,null,3.9,3.4,4.4000000000000004]
[null,"Consumer Price Index",null,null,null,null,null,null,2.8,1.8,3.8]
["Real-wage differential (percent)",null,null,null,null,null,null,null,1.1000000000000001,1.6,0.6]
["Unemployment rate (percent)",null,null,null,null,null,null,null,5.5,4.5,6.5]
["Annual trust fund interest rate (percent)",null,null,null,null,null,null,null,5.8,5.5,6]

{"sheet":"Variables","index":54,"n_rows":14,"n_cols":14,"rows_kept":14,"cut":false,"hidden":false,"merged":[]}
["List of Variables (highlight stochastic):",null,null,null,null,null,"So Far",null,null,null,"next"]
["Fertility",null,null,null,null,null,"Retire at 70",null,null,null,"change fertility",null,null,"Katie"]
["Mortality",null,null,null,null,null,"change contribution rate ",null,null,null,"wage increase",null,null,"Mung"]
["Contribution:",null,null,null,null,null,null,12.4,null,null,"immigration",null,null,"Matt"]
[null,"Rates",null,null,null,null,null,12.6]
["Benefit:",null,null,null,null,null,null,12.8,null,null,"writing the paper:"]
[null,"Retirement age",null,null,null,null,null,13,null,null,"projecting lives into the future",null,null,"Matt"]
[null,"Rates",null,null,null,null,"Change Interest Rate on Surplus",null,null,null,"benefit contribution ",null,null,"Mung"]
["Retirement rate",null,null,null,null,null,null,5.8,null,null,"breakdown research",null,null,"Katie"]
["Wage increase",null,null,null,null,null,null,3,null,null,"Intro",null,null,"Katie"]
["Inflation (same as wage?)",null,null,null,null,null,null,7]
["Interest rates",null,null,null,null,null,"Combination"]
["CPI?",null,null,null,null,null,"c=13","Retire 70"]
["Immigration?",null,null,null,null,null,"c=12.8","Retire 70"]